YOU'RE COVERED
Drive legal.
Stop paying
€4,000 a year.
Third Party cover — the minimum required by Irish law. €499/year.
Same legal cover Garda ANPR cameras look for. Active in 24h, straight to your inbox. No broker, no €4,000 quotAgora os emaies, no 12-month lock-in. Just the cover you actually need to drive.
Third Party cover. Active in 24h.
The exact level of cover Garda ANPR cameras check for, registered in a partner insurer's system. Same legal status as any Third Party policy in Ireland — at a fraction of the price.
- Third Party cover — the minimum required to drive legally in Ireland
- Your car & licence registered in a partner insurer's system
- Garda ANPR cameras read your reg as insured — drive normal
- Valid policy document in your inbox within 24h
- Any licence accepted — Irish, EU, foreign or provisional
- Fixed €499/year. No monthly fees, no broker, no lock-in
What Third Party doesn't include
Like any Third Party Only policy in Ireland, this product is built for legal compliance — not Comprehensive protection. If you want repairs for your own car after a crash, choose Comprehensive.
- −Damage to your own car (collision, theft, fire, glass)
- −Roadside assistance / courtesy car
- −Comprehensive add-ons
For people who think
Irish car insurance
is broken.
If you drive a €2,000 car and you're being asked for €2,000 a year to insure it, something is off. Inloovi exists for drivers who want to stop paying for cover they never claim on.
- Any licence accepted — Irish, EU, foreign or provisional
- Pay only to be registered as insured — nothing else bundled in
- One fixed €499 a year — no monthly surprises, no broker fees
- Built for cheap cars, low-mileage drivers, and tight budgets
- Quotes in under a minute, no broker, no paperwork
- Clear policy in plain English — what you see is what you get
Locked-in cover for 12 months. No mid-term price hikes.
One fixed annual payment. No monthly surprises, no hidden broker fees.
Submit your details today, drive tomorrow. Policy delivered to your inbox.
Your car is registered as insured — Garda ANPR cameras detect a valid policy on your reg.
Cover valid across the Republic of Ireland, from Dublin to Donegal.
We work with partner insurers who register your car and licence inside their system. That's the whole product.
Stop paying €4,000
just to drive.
In Ireland, a first policy can cost €3,500 to €6,500 a year — even for experienced drivers from abroad. Inloovi exists for one reason: let people actually drive, without selling them cover they'll never claim on.
Typical quotes for first-time drivers — even with 10+ years of foreign experience.
Even after a year with zero claims, traditional insurers often hike the price.
Many young drivers and newcomers are simply told 'Unable to insure.'
| The Irish insurance reality | With Inloovi | Traditional Irish insurer |
|---|---|---|
| First-time driver / first policy in Ireland | €499 / year (fixed) | €3,500 – €6,500 / year |
| Newcomer to Ireland | Accepted — no Irish history required | Treated as zero history — €2,000–€5,000 |
| Foreign or provisional licence | Accepted at €499 / year | Often refused outright |
| Young driver (17–24) | Accepted at €499 / year | Often refused outright |
| Renewal price after a clean year | Same €499 — no surprise hike | Often +15–25% with no reason given |
| Time until you can drive again | Active in 24h, email policy | Days to weeks via a broker |
| Payment model | One fixed annual payment | 12-month contract with monthly fees |
| Risk of car seizure for no insurance | Solved — registered in 24h | Many wait weeks for a quote |
| Garda ANPR cameras read car as insured | Yes — within 24h | Yes — after days/weeks of paperwork |
| Third-party legal cover | Included — the minimum required to drive | Included |
| Own-car damage / theft / fire (Comprehensive) | Not included — choose Comprehensive instead | Included — and you pay for it |
"I just want to drive legally, without paying thousands."
Third Party cover registered in 24h. Garda ANPR reads your reg as insured. You drive — for a fixed €499/year instead of €4,000.
Comparison figures are typical Irish market ranges based on publicly shared driver experiences for first-time and newcomer drivers. Inloovi is a Third Party product — own-vehicle damage, theft and fire are not included. For full Comprehensive cover, choose a traditional Comprehensive policy.
Four steps. No phone calls. No broker.
Tell us about your car
Reg number, year, your address and licence. 6 questions, no paperwork.
See your honest price
€499 per year, one fixed payment. No upsells, no broker fees, no quote that changes at checkout.
Pay with your card
One annual payment. Same price every renewal, no mid-term hikes.
Registered & ready to drive
A partner insurer logs your car and licence in their system. Your policy document lands in your inbox in minutes and Garda ANPR cameras read your reg as insured.
Real people. On the road. Right now.
Hundreds of Irish, foreign and newcomer drivers using Inloovi to drive legally without the €4,000 quote.
"Saved €3,200 vs the broker quote. Passed ANPR every day on the way to work."
"Got my docs the same day. Garda checkpoint last week — no issue at all."
"Brokers refused me for a foreign licence. Inloovi accepted me in 24h."
Real answers, before you buy.
Third Party cover — what it includes, what it doesn't, and why it's a fraction of the broker price.
Is Inloovi real insurance I can drive with?
Yes. Inloovi is Third Party cover — the minimum level of motor insurance required by the Irish Road Traffic Act to drive on public roads. Your vehicle is registered in a partner insurer's system and Garda ANPR cameras read your reg as insured, exactly like any other Third Party policy.
Why is Inloovi only €499 per year?
Because it's a pure Third Party product — no Comprehensive add-ons like own-vehicle damage, theft, fire, glass or courtesy car. You only pay for the legal cover you actually need to drive. Traditional brokers bundle extras most drivers never claim on, which is why their quotes hit €3,500+.
Will Garda ANPR cameras flag my car?
No. Your registration is logged as insured in the partner insurer's system, which feeds the same databases Garda ANPR cameras check. From the camera's point of view, your car is covered like any other.
What documents will I get?
Within 24h of payment you receive your Certificate of Insurance and Policy Schedule by email, issued in your name with your vehicle registration and the cover dates. Keep them in the car like you would with any other policy.
Is this the same as Third Party Only?
Yes — that is exactly the level of cover. Same legal status, same ANPR recognition. The difference is price and how fast you're activated.
Does Inloovi cover damage to my own car?
No — that's Comprehensive cover, which is a separate product. Third Party (including Inloovi) covers your legal obligation to drive. If you want repairs after a crash, theft or fire, choose Comprehensive.
Who issues the policy?
A partner insurer registered to operate in Ireland. The insurer name appears on your Certificate of Insurance and Policy Schedule once activated.
How long does activation take?
Within 24h of cleared payment. Most clients get their documents the same day.
Can I cancel? Is there a lock-in?
No 12-month lock-in. Cancel anytime — unlike traditional Irish brokers who tie you in for a full year of monthly payments.
What licence do you accept?
Any licence valid in Ireland — Irish, EU, foreign (with the usual recognition rules) or provisional.
Is roadside assistance included?
No. That's a Comprehensive add-on, not part of Third Party cover.
Who is this for?
Drivers who want to be legal on the road without paying €3,000–€6,500 for a Comprehensive policy they don't need — newcomers, young drivers, foreign-licence holders, and anyone driving an older or low-value car.
